I’m constantly trying to use Apple Pay. With more and more stores enabling the chip readers at the point of sale, I’m always looking for the logo or simply holding my enabled device near the credit card reader. If you haven’t taken advantage of this wonderful feature or simply looking to broaden your knowledge on how to use it, here are three easy tips to you don’t want to miss.
Who Accepts Apple Pay Near Me?
Using Apple Pay is extremely convenient and secure. It’s nice paying for your purchases knowing your actual credit card information isn’t being shared verbatim. This means your card and all its information is not vulnerable in a data breach. While out shopping or if you plan to go shopping there’s a quick and easy way to check if the places you plan on visiting accept it. Open the native Maps app and type in the business or address you’re headed to. Once you find the location tap on the stores drop-pin to bring up the location information. Stored in the businesses information is the logo for Apple Pay if they accept it.
Use Apple Pay in Apps
The convenience of using Apple Pay doesn’t only exist while out shopping. Apple Pay has now started integrating into some of our favorite applications. Skip entering shipping and payment information during the payment process if you’ve already setup a credit card in Apple Pay. If you plan on taking advantage of this time saver, which I can’t understand why you wouldn’t, you’ll want to make sure you have transaction defaults setup in your Wallet & Apple Pay settings.
Setting up default information will only take a minute and helps you start experiencing the power and convenience it offers. Open Settings > Wallet & Apple Pay > and select your default card (if you have more than one already setup to use), shipping address, email, and phone number. That’s all you need to do and everything is ready to go right when you need it. You’ll thank yourself later for taking the time to set this up.
Apps Using Apple Pay:
- Apple Store
- Best Buy
- Hotel Tonight
- Panera Bread
- Dunkin’ Donuts
- Yelp Eat24
- Blue Apron
- MLB.com Ballpark
- Fly Delta
- View more apps here
Quickly Access Apple Pay
Accessing Apple Pay on your iPhone is easy and can be done a couple of different ways when paying in-store. If your iPhone is unlocked you can access the cards you’ve setup by opening your Wallet. From here you’ll see the cards available for you to select and use. Next, place a finger you’ve setup in Touch ID and Passcode on the fingerprint sensor to initiate Apple Pay. You must be near the chip reader in order for payment to process. Another option you can use is double-clicking the home button when your iPhone is locked. When you initiate this action, Apple Pay quickly launches with your default card for payment. Place a finger you’ve setup in Touch ID and Passcode and just like the other option you’ll need to be near the chip reader for payment to process.
To setup Apple Pay from the lock screen go to Settings > Wallet & Apple Pay and turn on the Double-Click Home Button feature.
Those of you sporting an Apple Watch can use Apple Pay with this device too and its even more convenient when your iPhone isn’t handy. In order for it work on the watch though you must have a passcode setup on the Apple Watch. This stops anyone from taking your watch and using it to make illegal purchases. When your Apple Watch is locked it cannot initiate the Apple Pay sequence. When it’s unlocked though, simply double click the side button and your default card will show-up on the screen. Just like the iPhone, you’ll need to hold your Apple Watch near the chip reader for payment to process.
Apple Pay is a wonderful way to expedite the payment process in-store or via purchases made in apps. Once you experience the speed, convenience, and security of it you’ll want to use it on each and every one of your purchases. It’s super convenient to use on my Apple Watch while holding my almost two year old daughter at the store.
One of the greatest things about Apple Pay is your personal and credit card information are not shared with the merchant—ever. Rather than handing over all your card details it creates a device account number for each of the cards you setup. These device account numbers are assigned for each card and encrypted to be securely stored in a chip, which keeps everything safe in a secure element within your iPhone, iPad, or Apple Watch. When you initiate payment, a safe and secure number, which is unique each time a payment is taken, is passed for the merchant to process without sharing your actual name and credit card information.
If you haven’t setup Apple Pay yet, you’re truly missing out on an amazing feature your iPhone has which will keep you and your credit card information safe.